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Laura A. Wells
  • Female
  • Spokane, WA
  • United States
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Laura A. Wells

Latest Activity

Laura A. Wells liked Laura A. Wells's discussion 'Mortgage News - Housing in Bloom or more Doom?'
7 hours ago
Laura A. Wells added a discussion to the community Real Estate
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Mortgage News - Housing in Bloom or more Doom?

Housing in Bloom  The nation's housing sector is buzzing like bees in springtime. And indeed, housing has historically boosted the U.S. Gross Domestic Product (GDP) and job creation, which are key stimulators and indicators of economic health. When GDP is referenced in news media, it means the total goods and services produced by labor…See More
7 hours ago
Laura A. Wells shared their discussion on Facebook
Oct 3, 2012
Laura A. Wells added 3 discussions to the community Real Estate
Oct 3, 2012
Laura A. Wells shared their discussion on Facebook
Oct 3, 2012
Laura A. Wells shared their discussion on Facebook
Oct 2, 2012
Laura A. Wells shared their discussion on Facebook
Oct 1, 2012
Laura A. Wells added a discussion to the community Real Estate
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Do you think these statistics are true for our area?

House Prices: Experts Becoming More OptimisticEach quarter, Pulsenomics surveys a “distinguished panel of over 100 economists,…See More
Oct 1, 2012
Laura A. Wells shared their discussion on Facebook
Sep 28, 2012
Laura A. Wells added a discussion to the community Real Estate
Sep 28, 2012
Sandy Chisholm replied to Laura A. Wells's discussion 'Short Sales – 10 Common Myths Busted' in the community Real Estate
"Very informative, Laura. Thank you."
Sep 27, 2012
Laura A. Wells shared their discussion on Facebook
Sep 26, 2012
Laura A. Wells added a discussion to the community Real Estate
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Short Sales – 10 Common Myths Busted

 It’s likely you’ve heard the term “short sale” thrown around quite a bit. What exactly is a short sale? A short sale is when a bank agrees to accept less than the total amount owed on a mortgage to avoid having to foreclose on the property. This is not a new practice; banks have been doing short sales for years. Only…See More
Sep 26, 2012
Laura A. Wells shared their discussion on Facebook
Sep 25, 2012
Laura A. Wells added a discussion to the community Real Estate
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Inside Lending Today: For the week of September 24, 2012 – Vol. 10, Issue 39

 LAURA A. WELLS, CMPSCERTIFIED MORTGAGE PLANNERSENIOR MORTGAGE LOAN OFFICER12209 E. Mission Ave, Suite 7Spokane Valley, WA 99206Office: (509) 279-2320 Ext. 25Mobile: (509) 714-9411Fax: (877) 290-1604For the week of September 24, 2012 – Vol. 10, Issue 39 >> Market Update QUOTE OF THE WEEK... "If we did all we were capable of doing, we would literally astonish ourselves."--Thomas A. Edison, American inventorINFO THAT HITS US WHERE WE LIVE... People indeed are astonished at how the housing…See More
Sep 25, 2012
Laura A. Wells shared their discussion on Facebook
Jul 6, 2012

Profile Information

Occupation & Employer
Certified Mortgage Planner Specializing in Residential Mortgage Finance - Guild Mortgage Company - Residential, Investment, VA DreamMakers, FHA 203K, WA House Key Bond Lending Specialist & Educator
Primary Industry
Real Estate
Secondary Industry
Accounting & Finance
Education
Washington State University
Website
http://guildmortgage.net/laurawells
Facebook
http://www.facebook.com/#!/LauraWellsatGuild
LinkedIn
http://www.linkedin.com/pub/laura-wells/2b/a8/183
Blog or Personal Site
http://www.spokanehomesforheroes.com

A Message to a Realtor's Buyers

Mortgage Lending is my Passion:

I’m truly passionate about my profession ... that’s why my goal is to provide you with the best service possible by personally guiding you through the entire loan process from start to finish. As you learn more about your choices and options, you’ll feel confident about making decisions about your home financing strategy.

With over 20 years of experience in the mortgage industry, my team and I share a dedication to assisting our customers by keeping their best interests in mind while educating them about their financial choices. We understand that it’s not just a house you’re buying … it’s your home.

Before I recommend one or more mortgage products to you, I’ll first invite you to tell me about your financial needs, budgeting habits and personal preferences. This enables me to provide truly personalized service, and for you to ensure you end up with the ideal loan.
 
My Commitment to You:
 
My mission and personal commitment to each of my customers is represented by my delivering personalized loan solutions, each tailored to complement your individual needs and personal preferences.

Providing you with loan options that offer you the best value for your dollar and individual circumstances contributes to the development of a lasting business relationship founded on trust, integrity and dependability. This relationship is my highest priority.

With a wide range of innovative mortgage products, personalized attention to your financial needs, and a commitment to exceptional customer care, I strive to deliver over and above your expectations. I’m here to answer your questions, explain your options, and to eliminate hassles and worry along the way.

For professional service and equally outstanding results, contact me today. I’m honored to assist you with financing for your dream home.

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Laura A. Wells's Blog

Good news for investors? Bad news for renters.

Posted on February 8, 2012 at 9:45am 0 Comments

Where Are Rents Headed?

People are delaying the decision to buy a home because they are not sure where prices are headed. If they buy and prices continue to soften, they feel that they will not have purchased at the optimal moment. They reason that, if they sit and wait, they can’t be hurt. This thinking assumes that a non-decision comes without consequence.

The normal retort to this thinking by people bullish on real estate is that prices may soon turn to the positive or that interest rates will start heading upward. Buy now before the cost of buying increases! Today, we want to look at this from a different angle. We…

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Why do deals die? Your thoughts?

Posted on January 26, 2012 at 6:24pm 0 Comments

Why Deals Die?
 

I have seen estimates stating that 29% of deals that go to contract and require a mortgage, don’t close. That number boggles my mind. It means that even after a buyer and seller come to terms on a sale (not an easy feat these days), 3 out of 10 transactions fall apart. What are some of the more common reasons?

  • Appraisal issues– In many markets, we are still seeing declining values. Appraisers are in a difficult position, and with so many transactions (including seller’s concessions to assist buyers with closing costs) values…
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Buy Now! That is what the experts are saying!

Posted on January 25, 2012 at 10:41am 0 Comments

Another Bear Turns Bullish on Real Estate

Two weeks ago, we posted When the Prophet Says Buy – BUY! In that post, we explained that a major bear on housing, John R. Talbott, is now bullish on the real estate market. Last week, another bear turned bull.

Chris Thornberg, a former UCLA economist and a founding principal of Beacon Economics, was very skeptical of the housing market in 2007. However, in an article by the Orange County Register on January 13th, he is quoted as saying that now is:

“…a great time to buy a home…If you’ve been thinking about buying…

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Contact a Local Real Estate Professional - Ask me for a referral!

Posted on January 18, 2012 at 11:30am 0 Comments

 

Where Are House Prices Headed in 2012?

There is no shortage of opinions as to where home prices are headed in 2012. From Clear Capital’s expectation that prices will show a ‘slight uptick’ this year to Fitch’s projection that prices…

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